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At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly debt payment.

A clear overview of what Unlock’s Home Equity Agreements cost, how pricing and value sharing works, and how the process stays transparent and flexible.

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.